What you can actually spend.

A bank balance is ore. Bills due before payday, and money sitting in a vault, are not spendable. Assay keeps the one number that is.

Cash − Bills before payday − Vaults

Banks, when you are ready

Link accounts through Plaid, or keep a manual ledger until the keys are in. The assay uses the cash you mark as included.

Recurring charges are picked out of the history and lined up against your next payday. You can pause one, ignore one, or add one by hand.

A vault is a reserve. The cash stays in the bank, and Assay stops treating it as spendable. Goals can follow a vault, or stand on their own.

Founding

$0.00 / month

Full product while Assay is still being built. No charge.